Start Shopping for a New Volvo Online at Volvo Cars Fredericksburg!

2.Calculate Your Payment

When you locate the new Volvo or used car of your choosing, the first tool you will notice (located on the right hand side of the car's profile) allows you to customize your next deal. You can select from the Loan or Lease options, depending on your preference, and enter in how much you can contribute as a down payment. You can also adjust the calculator with your current credit score (or what category it falls in) and the tool will also factor in any special offers from us on the car you want to purchase or lease.

Using your credit score range, desired down payment, and loan/lease term, the calculator will tell you what you can expect from monthly payments. If you want to enjoy lower monthly payments, consider a higher cash down payment or a longer loan contract.

3.Value Your Trade

Before you submit your offer, you will also have the opportunity to add in a value for the old car you might have sitting in your driveway in Spotsylvania County. If you have a car to trade, use the Kelley Blue Book® tool to obtain the current market value of your vehicle, which you may then use towards your next financing arrangement. We do not require trade-in for leasing as your down payment will likely remain low for these contracts anyway. However, you may submit a trade value to use towards leasing, if you choose.

4. Apply for Credit

Once you submit your desired offer to us, you will have the opportunity to apply for pre-approval for your next auto loan or lease agreement. The basic financing application can help us assess whether you qualify more for an auto loan or a lease agreement, based on your financial history. If you plan on financing through an auto loan, we offer a more in-depth credit application for you to fill out from your home. We ask that you have a good assessment of your own financial history, which car you want, and your credit before you apply for financing , as this form may impact your credit if run multiple times. However, you can rest assured that any information obtained by this credit application will be kept secure and encrypted, and never traded with outside parties without consent.